Each year, many of us decide to participate in ‘cafeteria’ plans offered by employers to help provide a tax spending on health care or child care expenses. At the end of the year, it is very common to have some extra money left over in the health care flexible spending account. This is a good thing. It means you have been healthy this last year. But, it is bad because this money is ‘use or lose’ money. So, what to do with your leftover cafeteria plan money?
Did you know that dentistry costs are qualified expenses under the flexible spending account rules? Have you been putting off getting that crown, bridge, or dental implant because you are concerned the cost?
Maybe you are embarrassed by the look of your teeth? Do you have an extra space or gap? Perhaps a missing tooth that never was replaced? Did you take frequent antibiotics as a child, causing some dental changes to occur in your tooth enamel or tooth structure?
Maybe you just haven’t had a regular dental check up and cleaning in a while? Routine dental check ups are important to ensure the health of your teeth, gums, mouth and lips. Routine cleanings, when performed by a licensed dental hygienist will help keep your teeth healthy for months to come.
All of these expenses are great ways to use your flexible spending account money and it will be like a free trip to the dentist! Don’t ‘lose’ the money! Instead, find a great way to help improve yourself and put that money to work for you.
