Dental Tips Blog

Jan
4

Will My Insurance Cover an FMR?

“FMR” is the term used to describe full mouth reconstruction or restoration. Your dentist or oral surgeon may plan out a series of treatments that make up one plan with the aim of rebuilding your smile as a whole.

It’s not necessarily an optional procedure. You get an FMR because your health and circumstances demand it. While many patients opt for a smile makeover to enhance their appearance, an FMR has very different goals.

Before you start planning your procedures, you want to know how much insurance will pick up.

What Insurance May Cover

If damage to your smile has resulted in:

  • Difficulty eating
  • Difficulty speaking
  • Chronic pain

Then treatment is medically-necessary and urgent. Fortunately, this is the sort of treatment your insurance company should do well at covering. What is less certain is whether they will cover procedures that have purely cosmetic value.

What Should You Do?

Take the initiative to find out what your insurance benefits are. Don’t let those guidelines dictate the treatment you accept, however. Your dental office may be able to request an estimate of coverage for a procedure that isn’t clearly stated.

Visit your dentist for an examination to start planning your FMR. He or she will help you prioritize care so that the biggest issues are addressed first. Getting your mouth to a point where you can speak, smile, and eat comfortably is the first step. Later on, you can plan for other procedures to enhance the appearance of your smile and decide whether those are worth paying out-of-pocket for.

You may be surprised to learn how many treatments have overlapping medical and cosmetic benefits, making you eligible for insurance coverage. Ask your dentist for more information on planning an FMR.

Posted on behalf of:
Gilreath Dental Associates
200 White St NW
Marietta, GA 30060
(770) 514-1224

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