Dental Tips Blog

Aug
29

Why You Can’t Afford to Settle for the Cheapest Dental Treatment Option

Posted in Dental Costs

Going the cheap route in dental care does save you money . . . at first. But doing things that way can ultimately cost you more down the road in both time and money.

There are a couple things you need to understand when it comes to dentistry:

  1. Very few dental treatments are guaranteed to last forever.
  2. You get what you pay for.

Let’s take the first principle into consideration…

No dental restoration will last forever. Once your tooth is compromised, it’s just a matter of slowing down the process so that you can hold onto that tooth as long as possible. Prevention is the most affordable way to save your tooth! 

Ongoing Maintenance

Every time you update a dental filling, a little more material is lost and your tooth gets weaker. If you’re trying to patch up your tooth with more and more cheap dental jobs every few months, you’re only shortening it’s lifespan – and throwing away money.

Go for the longer-lasting solution. You may spend a little more up front, but you will save money in the long run and avoid multiple dental visits over the next two years.

Your Choice of Provider

Not all dentists are the same. Some can afford to offer treatment that suits your budget simply because they use cheaper materials or techniques.

Don’t jump onto the first cheap offer you see because it’s there. Your wallet and smile will benefit by getting a quality job done the first time.

You can’t be blamed for wanting a good deal that can save you a few bucks. Just make sure you do your research and consult with your dentist before making any hasty decisions! Be sure to ask what other treatment options might be available.

Posted on behalf of:
Springfield Lorton Dental Group
5419-C Backlick Rd
Springfield, VA 22151
(703) 256-8554

Jun
4

4 Ways to Save Money on Dental Restorations

Posted in Dental Costs

In today’s demanding economy, everyone is looking to save a penny wherever possible. This includes being frugal when it comes the family’s dental care needs.

Being money smart doesn’t mean that you have to skimp on maintaining your oral health, however. Here are a few ways you can make sure you get affordable dental care.

  1. Maximize Insurance Benefits

Too many people take their dental insurance for granted. Get familiar with what your plan offers. Use up benefits before the end of the year when they expire. If you feel that your insurance isn’t meeting your or your family’s needs, talk with your employer about adjusting your plan.

  1. Ask About In-Office Financing Plans

It’s not always convenient to pay for that emergency root canal. That’s why most dental offices provide some means of financing your treatment or breaking down your bill into manageable portions.

A lot of practices even offer their own form of insurance alternative for those who can’t get it through work.

  1. Practice Good Prevention

There’s no better way to save on fillings, crowns, and the like than by keeping your teeth healthy in the first place!

A thorough oral hygiene routine will help you avoid the need for costly procedures. Toothpaste and floss are far cheaper than implants and dentures.

  1. Do Some Traveling

Sometimes, cheaper dental care is available right around the corner. If you don’t face a pressing emergency, try shopping around for a particular procedure at dental practices farther away from home. Treatment expenses vary with the local economy.

Contact your local dentist for more money-saving tips.

Posted on behalf of:
Noble Smiles Dentistry
9779 E. 146th St.
Noblesville IN 46060
(317) 893-3992

Nov
25

Is Dental Tourism a Good Idea?

Dental emergencies can happen while traveling. But traveling abroad specifically to have dental work done is becoming quite popular. Dental care in other countries (especially developing ones) can cost a mere fraction of what it would in the US. This is because dental fees reflect the local economy.

So would you really end up saving a lot by having dental work done abroad? Before booking your flight, make sure you give consideration to the following points.

Plan Ahead!

Make sure that you have carefully researched the treatment you need as it’s carried out in the country you’d like to visit. Not all medical facilities reflect the same standard of cleanliness that you may be used to in your own dental office.

Research the credentials of the dentist you plan to see to make sure they are qualified to do the procedure. Take a look at the environment the office is located in. Will they use water from local sources that you shouldn’t drink from?

The Actual Cost

The materials and procedure for a dental procedure may cost less abroad. But if the quality of care is poor, then you’ll end up paying out a lot more just to correct it later on! You may save more by getting the job done right the first time.

Seek a Professional Opinion

Before you make plans to skip town for a crown, check in with your local dentist. Make sure you know exactly what treatment is recommended here and on which tooth or teeth. Ask about which standards you should expect to guarantee the highest quality care.

Safe travels and happy smiles!

Posted on behalf of:
Heritage Dental
23945 Franz Rd Suite A
Katy, TX 77493
(832) 709-2429

Jan
27

How to Make the Most of Your Dental Benefits Before the End of the Year

Posted in Dental Costs

As this year comes to an end, it is a good idea to use up your dental insurance plan benefits before they are lost. How can you use this to benefit your smile?

Here are some reasons why it’s beneficial to schedule a visit before the New Year:

  • Dental issues can get worse – When you put needed dental treatment on hold, those problems will only get worse.  If you wait to fill a cavity today, it could end up needing a root canal next year.
  • You paid your premiums – Since you are paying monthly premiums to have dental insurance, you need to use your benefits so that you’re not paying more for the very same work.
  • Maximum renews each year – Most dental plans have a maximum amount of dental benefits they allow each year.  If you don’t use these benefits up to the maximum, you will lose them because they will not carry over into the next year. Use this to your benefit.
  • Preventive care – The services you can always use your dental insurance benefits on is getting regular dental cleanings and exams.  Your dentist will check for gum disease, cavities and oral cancer.  If you do need further dental treatment, you can use the remainder of your benefits on those procedures before the end of the year.  Regular preventive visits help you limit the need for treatments like fillings or crowns later.

Have you and your dependents used up the maximum of your dental benefits for this year?  If not, call your dentist and schedule a cleaning and exam for each of you before the end of the year.  This will help you to not only maintain your dental health but to also receive the maximum dental benefits that you have already paid for!

Posted on behalf of:
Gainesville Dental Group
1026 Thompson Bridge Rd
Gainesville, GA 30501
(770) 297-0401

Dec
29

Use Your Insurance Benefits Before They Expire

Toward the end of the year, many people rush to use up their remaining dental insurance plan benefits. Why? Because those benefits expire once January 1st rolls around. When we enter into a new calendar year, there are new deductibles to be met all over again.

If you do need treatment, such as a filling or a crown, you want to be sure to plan ahead. Waiting until December to schedule dental treatment may mean that there are no more appointments left! Many people wait until the end of the year to schedule their treatment, which makes appointments fill up quickly.

The best way to make sure you use your insurance coverage without it going to waste, is to schedule treatment sooner. That way you don’t risk not being able to work fewer appointment choices into your schedule.

Not only that, but avoiding dental treatment also allows conditions to worsen. What needs a filling right now might turn into a tooth that needs a crown a few months down the road. Or even a root canal. The sooner you have teeth repaired, the smaller that restoration needs to be.

If you’re putting treatment off because of finances – don’t worry. Plenty of people do, especially if the dental treatment is unexpected. Ask your dentist about financing options that are available to help you bridge the gap between insurance and out of pocket expenses.

Don’t wait until the holidays are here to schedule your oral care visits. Call your dentist today to get prime scheduling options before everyone else tries to do the same thing! You won’t regret it.

Posted on behalf of:
Rolling Ridge Dentistry
7510 Ramble Way #101
Raleigh, NC 27616
(919) 809-7192

Feb
5

Affording Your Cosmetic Dental Care

Dental patients are often concerned about the cost of their dental care, especially when it’s considered an elective procedure like some of those used in cosmetic dentistry. What can be done to reduce the costs of those treatments and are they really worth it?

Maximize Your Existing Benefits

While cosmetic dentistry in general is typically not covered by insurance, some types of dual-purpose treatments are. That is, a restoration that is both restorative and cosmetic. For instance: tooth colored fillings or porcelain crowns. If your teeth require restorative care in addition to having aesthetic concerns, your treatment could quite possibly be partially covered by your existing insurance plan. 

Consider Your Options

Perhaps you’ve asked your dentist for a fee schedule on a certain type of cosmetic treatment. You did the math by yourself and decided it wasn’t an option. But did you consider other cosmetic options available to you? Most dentists can combine different types of treatments (such as whitening, bonding, recontouring and veneers) to give you a customized treatment plan that is more budget-friendly. 

Ask About Financing

Most dentists offer some type of treatment financing to accommodate the financial needs of their patients. This may be through a simple payment schedule in the office, or through a 3rd party financing company. Many options are low-interest or interest-free, allowing you to pay off your treatment balance fairly easily.

There really isn’t a reason to put it off any longer. If you’ve wanted to change your smile but the cost of care was something holding you back, it’s time to ask your dentist about what your options really are!

Posted on behalf of:
Rowe Family Dental Care
2320 Satellite Blvd NW #120
Duluth, GA 30096
(770) 622-5909

Feb
4

Making Dental Care Affordable

Posted in Dental Costs

Even with the cost of inflation, dental benefit maximums have remained at the same financial amounts since the 1980s. Since taking care of your mouth is important, you need to know how to help your dental care be as affordable as possible. Here are 3 important tips to keep in mind:

Earlier Care

It goes without saying, but having routine preventive care is cheaper than waiting to see a dentist for a problem. It also allows your dentist to diagnose problems when they are smaller and much more affordable to treat. What is a small filling today could be a root canal down the road if you wait to get it looked at. 

Maximizing Your Insurance Benefits

The types of dental care you get have different levels of coverage. For instance, preventive care that includes fluoride and sealants might be 100%, while a filling is 80%. Having these non-invasive, preventive steps taken can keep your teeth stronger and help them repel tooth decay. When it’s time to set up a treatment plan, your dentist will review your options with you so that you can select a treatment that best fits your needs. Remember that benefits expire at the end of the year, so it helps to take advantage of them early! 

Financing Options

If a portion of your treatment is not covered by dental insurance, ask about financing options. Many dentists offer in-office options or 3rd party financing to help patients have their necessary treatment while still making affordable payments each month.

The investments that you put into your smile help it last for a lifetime. Putting your care off can cause you to lose teeth or even your confidence. Ask your dentist what options are out there to help you afford the care you need.

Posted on behalf of:
Wayne G. Suway, DDS, MAGD
1820 The Exchange SE #600
Atlanta, GA 30339

 

Jun
10

Affording Your Dental Care

Being able to afford the dental care you need is important. Putting care off even longer due to the cost can mean that conditions worsen and become even costlier to correct. What needs a filling one day can be a tooth that needs a root canal and crown later this year. Here are some tips to keeping the cost of your dental care down, and being able to afford it when something happens.

Always take advantage of your preventive care coverage from your insurance provider. Most preventive visits are covered around 100% and include dental cleanings and checkups, x-rays, exams, and fluoride. These visits can keep your teeth healthy and diagnose needs at their earliest stages.

Ask your dentist about financing options. Many dental offices either have an in-house financing program or work with a 3rd party financing company that offers 0% or low-interest loans for 12-18 months for patients to complete medical or dental care.

Check your insurance plan to see if you have any waiting periods on treatment. A new plan may require you wait 6 or 12 months before certain types of procedures. If you’re thinking about switching insurance plans, look at the fine print first, and see if it’s going to prevent you from being able to afford any particular procedures.

If you don’t like your coverage, take it up with your provider or your HR department at your employer’s office. Most of the time, the coverage benefits are based on something agreed upon between your employer and the provider. Your dentist can’t influence how much your plan will reimburse for your care.

Posted on behalf of Dr. Michael Mansouri, Marietta Family Dental Care, P.C.

Google

May
21

Financing Your Dental Care

Sometimes preventive oral care isn’t enough, and tooth decay, aesthetic concerns, or dental pain leave us needing to have other types of procedures completed. If the treatment needed comes as a surprise, or turns out to be more extensive than you were prepared for, your dental insurance can be very beneficial for covering a portion of the fees. Unfortunately, most insurance plans do not cover 100% of restorative procedures, or patients may not have insurance at all.

Repairing your teeth while needs are as small as possible keeps care more affordable and the treatment less invasive. Fillings are smaller and more affordable than a root canal 6 months from now. If larger treatment is needed, or several smaller procedures are beginning to add up, it’s important for patients to understand what type of financing is available in order to help them restore their smiles sooner rather than later. Your financial coordinator can let you know an estimate of fees that your insurance plan should provide, preventing unexpected surprises after the claim is submitted for reimbursement.

Most dental offices are able to take credit cards, provide a payment plan, or have access to 3rd party financing companies such as CareCredit or Springstone. Typically, these payment plans are 0% interest or low interest loans when paid off within 12-18 months. Patients can take advantage of this financing to keep treatment smaller, more affordable, and protect the health of their teeth.

If you’ve been told that you needed expensive, extensive dental care, it never hurts to have a second opinion given by another dentist. See your trusted dental provider about necessary treatment today, and ask about the financing services that they accept.

Posted on the behalf of Dr. Sarah Roberts, Crabapple Dental

Google

May
21

Why Doesn’t My Insurance Cover That?

Posted in Dental Costs

Have you ever gone to the dentist and been told that you needed to have a certain procedure in order to restore, repair, or save a damaged tooth? Perhaps it’s been years since you’ve had a dental check-up due to lack of insurance coverage, and now that you’re on a new plan you just want to get your smile healthy again. After talking about what options you have to restore your teeth, the financial coordinator discusses the fees for each service and your estimated insurance benefits, only to find out that your insurance may or may not pay for a certain procedure.

Your insurance coverage is based on the type of plan that either you or your employer have chosen as part of a package. Some types of insurances only cover a set percentage of certain procedures, regardless of the price. For instance, a common example is an insurance plan that pays 80% of restorative procedures and 50% of major procedures. This leaves the patient responsible for a portion of their fees, and requires a financial investment on behalf of the patient for care to be completed. Other types of insurance plans are based on a percentage of the fee, assuming that the fee does not exceed a dollar amount. If the fee goes over that amount, the additional difference is the responsibility of the patient.

Getting routine preventive care is important to keep your smile healthy and maximize the amount of coverage that most patients receive. Typical insurance plans cover 100% of preventive procedures, maximizing the patients ability to access routine dental cleanings and checkups, exams, and x-rays to screen for decay before it becomes too progressed.

Posted on behalf of Dr. Michael Mansouri, Lawrenceville Family Dental Care, P.C.

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