If you are in an open enrollment period for your benefits through your employer, this is a great time to take a look at what benefits your dental insurance company offers and make changes, if possible.
Consider Your Dental Needs
Make an honest assessment of the state of your dental health. What issues did you have last year? Are you at risk for things like more cavities or failing crowns?
Try to anticipate potential problems before they can hit at an inconvenient time.
Talk With Your Insurance Provider
Once you’re familiar with what you and your family needs, pull out and inspect your dental insurance policy to see how it matches up. You may have benefits you’ll never need while lacking coverage for things that are common to your situation.
If you see any such discrepancy, talk with your insurance provider or employer about getting a better plan.
Do you know what preventive dental benefits are available to you? How often does your dental plan cover routine dental checkups and cleanings?
Many adults don’t realize that their insurance still covers a fluoride treatment for them. It’s easy to assume that professional fluoride treatments are just for kids. Kids do benefit from fluoride but so do adults. Taking advantage of such coverage is a very easy way to protect your smile and avoid more complicated procedures.
Create A Treatment Plan With Your Dentist
You may have a few items on your dental to-do list. If so, your dentist can help you prioritize treatment so that you don’t put off anything important. Less vital procedures, such as bonding that chip in your front tooth, may be able to wait until later in the year after urgent treatment is taken care of.
Contact your dental office today to get started.
Posted on behalf of:
Mendota Springs Dentistry
6317 McKee Rd #500
Fitchburg, WI 53719
Finding affordable dental care can be a challenge, but don’t be one of the millions of Americans who simply don’t get much needed dental care because they think they can’t afford it. Neglecting your dental health might save some money in the short run, but in the long run you will end up spending much more for extensive dental work. The most cost-effective solution is to take good care of your teeth and that includes regular dental cleanings and check-ups and taking care of small dental problems before they can become large problems.
Over half of Americans these days do not have dental care insurance. Dental insurance is expensive, especially if you have to buy your own policy, but having insurance is a great way to manage your dental care costs. When you have dental insurance, you can be confident that you won’t be hit with large dental bills at a time when you can least afford it. You will be more likely to get the dental care you need and you will avoid expensive dental work due to neglect.
If you don’t want to buy insurance, there are ways to manage costs. One option is to enroll in a dental discount plan or prepaid dental plan. These plans are not insurance, but instead provide members with steep discounts on dental care as long as you go to a dentist who participates in the plan.
If there is a dental school in your area, they usually offer dental care at significantly reduced prices. You will receive care from a dental student without much experience, but all students are under the supervision of a licensed dentist.
Finally, see if your dentist offers a discount for payment in advance. Many dentists offer a discount to patients who pay in full up front. It’s worth it to them to avoid billing hassles and the risk of non-payment and it’s a nice incentive for the patient.
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